Auto Insurance
Inquisitor asked:


I live in Idaho. I have not yet payed off the auto loan so I’m required to have full coverage insurance. According to some people I am paying too much (about 700 for 6 months), as they are paying far less. I have geico, but from time to time I look around and get quotes, and it is always slightly higher than what I have now. However, that might be because I am opting for coverage I might not need.

So the question boils down to, what is the bare minimum requirements for “full coverage” auto insurance in Idaho?

Annuity Insurance
Bryan A asked:


This is an immediate annuity that was being paid out and the annuitant passed away, therefore the payments were going equally to 4 beneficiaries. What would happen if one of those beneficiaries then dies? Is the money then split 3 ways? Does the insurance company keep that share? Or can each beneficiary name a contingent beneficiary?

Annuity Insurance
Arianna asked:


Are people more afraid and purchase more insurance or less? Does it make them delay purchasing insurance? Life and Health insurance specifically. More specifically senior medical supplement policies, advantage plans, life insurance, long term care insurance, and annuities. I’m asking for myself. Is it a good time economically in the U.S. today to sell these products? General or specific information will be helpful. Thank you for your experience and thoughts.

Life Insurance
candi82 asked:


I am single, non-smoker, 25 year old female in reasonablly good health. Non-homeowner & no kids.

How do you invest through life insurance? Etc…

Burial Insurance
Fantasy4u<3 asked:


My niece passed away yesterday and there is no insurance to bury her. Are there any charities of non profit organizations that helps out with this.

Renters Insurance
bobbys2149 asked:


I need renters insurance for my new house,and need to know a good copmpany,and about how much it might cost me.