Insurance

Sheilas’ Wheels Home Insurance TV ad

Tips on how to “trim the fat” and reduce your health insurance premiums by only signing up for the extras cover you really need.

Ignacio asked:


I need a software where I can input one (or more) life insurance company rates. Preferably if I have the freedom to input any company and not “pre-packaged” ones. Thanks.

Juniorsweet asked:


I’m looking for a renters insurance company that is not expensive and has knowledgeable and cordial employees. Is not eager to deny claims and has an extensive policy.

If you found one that covers breakage of your belongings due to accident or use by you, let me know. I’m not so sure if those types of policies exist.

♥ AnimalLover ♥ asked:


I am living in an apt. and have renters insurance. I am moving to a house and they told me they need proof that i have renters ins. before i move it. Do i have to change the address on my renters insurance before i give them my insurance info?

In other words, does my insurance only cover the property listed, not necessaraly where i live?

i hope that made sense. thanks

ADIL M asked:


I own a rental property in Houston. Since I live overseas and do not have home owners or renters insurance, the insurance company of my investment property will not write a $1000,000 umbrella policy. My investment property’s dwelling policy has $300,000 liabililty coverage in it.

Is there any way I buy $1000,000 umbrella policy? Any names of insurance companies?

Thank you
Thank you everyone who took time to answer my question. Here is few clarifications:

I personally own the house and not through a corporate entity?

I have a dwelling policy TDP-1 on my rental. It is written by CYPRESS TEXAS LLOYDS.

I called the agency who sold me this policy. They said they can bump the current $300,000 liability to $500,000 for additional $500 per year.

This would certainly help but I want $1 million coverage.