Wrapping up LTC insurance.
How to buy LTC insurance?
http://www.2insure4less.com long term care LTC insurance quotes application guide.
A. a policy that has no max time limit
B. a policy that has no max dollar limit
C. a policy that included both institutional and home care benefits
D. a policy that has no exclusions
In this video, Nevada-based long term care insurance expert Dennis Waton explains why all Americans need to do long term care planning, and most should consider long term care insurance to protect their assets and provide funds for care if and when the need arises.
My family has been serving our clients in the insurance industry since 1945. We have represented the top Long Term Care Insurance Companies Nationally and in Nevada since LTC insurance was introduced over 20 years ago.
Why an experienced professional? LTC is not a one size fits all product. Designing a plan to fit your unique situation can be very complicated, and our loyalty will always be to you the client, never a specific carrier.
As a Chartered Life Underwriter, a Chartered Financial Consultant, and a 16 year member of the Society of Financial Service Professionals, I promise to serve you with the utmost in professionalism and integrity. I have the experience, and expertise you are looking for. Let me help you find the right company, and design the best plan for you, and your family.
I currently have Long-Term Care (LTC) Insurance through payroll deduction through my job. The insurance company selected is John Hancock. However, when looking at the coverage, they have a 90-day wait periord before benefits kick in. I was thinking of getting my own LTC insurance thorugh AFLAC instead as I understand they have a zero day wait period option. When talking to a person from AFLAC today, at first she said, they don’t sell individual insurance, but only through work. She asked me what company I worked for. I told her and she said that she thinks AFLAC does business with my company and she’d get back to me.
About 30 minutes later, she called me and said, yes, AFLAC does and she can set me up for insurance with them through payroll deduction. I said, my company selected John Hancock. She said, that’s still okay, I can still indirectly get insured by AFLAC through payroll deduction. Does that sound right? Has anyone at Yahoo Answers got AFLAC LTC this way? THX.

