Insurance

LadyBeth28 asked:


I’m looking for auto insurance in Georgia. But I’m having a hard time finding a company that offers a 12 month policy plan.
What I’m asking for is one quote to pay monthly for 12 months. Not a 6 month quote that will renew to pay the same price again for another 6 months.

Daivd Y asked:


I’m thinking about changing my auto insurance company soon. I’ll probably go to online to get a quote and the insurance.
When I looked through all the questions they ask for the quote, I noticed that they ask if there are any damages on the vehicles.
(There are few scratches here and there on my vehicle.)
If I answer that there are, they would ask me how did it get them and tell me that I should report those accidents.
But I don’t want to report and I don’t even want to fix them.
Therefore, I know it’s an immoral act but I want to answer that there aren’t any damages.

So here comes my question,
After the applications and all, do the insurance company ask the driver to go through the auto inspection?

karateface asked:


My auto insurance company has been charging me fees, rate increases (originally I was told it would be a decrease!), and a whole other mess with the DMV. I have not had any tickets, accidents, or claims. No one has been able to satisfactorily explain to me why this is happening. How do I now if I have a case with the insurance commission/and or a small claims lawsuit?
My main problem is not the rate increase. The insurance company received my payment on time. But, they did not POST it until a few days later. sometime in this period of a few days, the DMV audited the insurance companies system and decided this was a lapse I guess. I had to give the DMV 500.00 or lose my registration. This was 6 months ago. It took us 4 months to get the insurance agent to tell us what really happend (they are good at the runaround game). They said that they had sent the paperwork to the DMV and that we should be getting our check in 30 days as the insurance compay was at fault. This month my insurace is 100.00 more and I called the DMV and they recieved the paperwork, but not a follow up call they were supposed to get. Since I called them, I personally was able to give the OK to send the packet to the refund department. My insurance company says that the extra 100.00 is for “reinstatement of coverage”, coverage I never lost in the first place.

Craig J asked:


I have life insurance with my employer which covers my spouse and myself. We recently bought our first home and need to get mortgage insurance and home insurance. I am planning on bundling these with my current auto insurance company (if the quote is reasonable). My question is what kind of coverage should I look for and what type of questions should I be asking? The house is in great shape, 25-30 years old, and we have a home inspection report. All updates done and has a security system. Do insurance companies charge to evaluate your home in person?

Scott D asked:


I’m thinking about getting into auto insurance sales. Anyone with knowledge know which company offers the best perks, leads, commission etc?

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