Insurance

Mutual Funds, Life Insurance, Long Term Care Insurance, Disability Insurance, Annuities, & College Planning. Call us Virginia Beach 757-490-3392 Williamsburg 757-645-4872
Stephens Financial Partners

Brace 4 Impact asked:


Long Term Care insurance protects families from the costs of in-home care givers, assisted living facility costs, and nursing home costs that will often run from $50,000 to over $100,000 per year, and can wipe out most families. Around half of us will need this extended care.

blondie 8591 asked:


Our employer is offering unum ltc insurance at a group rate. For a 47 year old, 4 yr coverage @ 4k, monthly premium is $20.30. When I chose the compounded option, monthly premium jumps to $59.10.
I called they company and they said it is compounded at 5% per year.
My other thought was to go with 8k coverage, no inflation for $44.00 per month.
Is there anyone out there who understands this stuff and would please give me any guidance?
Thank you!

In this video, Nevada-based long term care insurance expert Dennis Waton explains why all Americans need to do long term care planning, and most should consider long term care insurance to protect their assets and provide funds for care if and when the need arises.

My family has been serving our clients in the insurance industry since 1945. We have represented the top Long Term Care Insurance Companies Nationally and in Nevada since LTC insurance was introduced over 20 years ago.

Why an experienced professional? LTC is not a one size fits all product. Designing a plan to fit your unique situation can be very complicated, and our loyalty will always be to you the client, never a specific carrier.

As a Chartered Life Underwriter, a Chartered Financial Consultant, and a 16 year member of the Society of Financial Service Professionals, I promise to serve you with the utmost in professionalism and integrity. I have the experience, and expertise you are looking for. Let me help you find the right company, and design the best plan for you, and your family.

Arianna asked:


Are people more afraid and purchase more insurance or less? Does it make them delay purchasing insurance? Life and Health insurance specifically. More specifically senior medical supplement policies, advantage plans, life insurance, long term care insurance, and annuities. I’m asking for myself. Is it a good time economically in the U.S. today to sell these products? General or specific information will be helpful. Thank you for your experience and thoughts.

Micheal C Jones interviews Thomas Kenyon of Florida Long Term Care - www.flltc.com - on who is right for Long Term Care.